International Transit Insurance

TransitGuard™

Proposed cover for high-value and sensitive goods moving across borders by air, sea, road and secure courier.

Request a quotationSubject to underwriting
Product overview

Coverage description

Loss or damage from the moment goods leave the point of origin until delivery, including agreed storage in transit.

Eligible industries
Commodity tradersBullion and gem dealersArt logisticsManufacturers of high-value components

Covered risks

  • Theft and hijack
  • Loss overboard and general average
  • Handling damage
  • Delay-related costs (where agreed)

Policy exclusions

  • Inadequate packing below agreed standards
  • War, invasion and nuclear risks unless specifically agreed
  • Wilful misconduct or fraud by the insured
  • Gradual deterioration, wear and tear, inherent vice
  • Sanctioned parties, goods or jurisdictions
  • Losses outside the agreed territorial scope

Underwriting requirements

  • Completed proposal form and declared values
  • Independent valuation or certification where relevant
  • Security, storage and transit protocols
  • Loss history for the last five years
  • KYC, sanctions and beneficial ownership checks
  • Routing, carrier and courier details

Claims procedure

  1. 01Notify Renfield as soon as reasonably possible after discovery
  2. 02Take reasonable steps to prevent further loss and preserve evidence
  3. 03Provide the documentation requested by the claims team
  4. 04Cooperate with any appointed loss adjuster
  5. 05Assessment and any settlement follow the policy terms and insurer approval
Subject to underwriting

All products are proposed or available subject to underwriting approval, applicable licensing and confirmation of insurer capacity. Nothing on this site constitutes an offer of insurance or guaranteed coverage.