High-Value Asset Protection
AssetSecure™
A proposed all-risks framework for exceptional assets held by individuals, family offices and corporations, structured around agreed values and the way each asset is actually stored and used.
Request a quotationSubject to underwriting
Product overview
Coverage description
Physical loss or damage to scheduled assets at declared locations and, where agreed, worldwide, on an agreed-value or market-value basis.
Eligible industries
Family officesPrivate collectorsCorporations with tangible treasury assetsAsset custodians
Covered risks
- Theft and burglary
- Fire, flood and natural perils
- Accidental damage
- Damage in local transit
Policy exclusions
- War, invasion and nuclear risks unless specifically agreed
- Wilful misconduct or fraud by the insured
- Gradual deterioration, wear and tear, inherent vice
- Sanctioned parties, goods or jurisdictions
- Losses outside the agreed territorial scope
Underwriting requirements
- Completed proposal form and declared values
- Independent valuation or certification where relevant
- Security, storage and transit protocols
- Loss history for the last five years
- KYC, sanctions and beneficial ownership checks
Claims procedure
01Notify Renfield as soon as reasonably possible after discovery02Take reasonable steps to prevent further loss and preserve evidence03Provide the documentation requested by the claims team04Cooperate with any appointed loss adjuster05Assessment and any settlement follow the policy terms and insurer approval
Subject to underwriting
All products are proposed or available subject to underwriting approval, applicable licensing and confirmation of insurer capacity. Nothing on this site constitutes an offer of insurance or guaranteed coverage.